Make Sure Your Garden Is Protected

If you have a garden, then it pays to make sure it’s protected. Indeed, with many people investing their hard-earned cash in purchasing equipment, furniture and plants, it makes sense to properly secure it against potential thieves and accidental damage.

Although this may seem obvious, there are still a worrying number of people who are not adequately insured. With the number of UK gardens being targeted by thieves rising significantly, it is more pertinent than ever to ensure that you have the right cover in place.

According to research carried out, the collective value of all residential outdoor property in the UK, including sheds, fences and greenhouses, is estimated to be ?5.7 billion. However, a quarter of respondents revealed that none of their outdoor equipment was insured. A further 19 percent stated that they weren’t sure if their garden was covered or not.

Most home insurance policies should provide cover for your garden’s contents, but it is essential to read yours carefully to confirm this. In some cases, switching your insurance to one that includes comprehensive cover can be worthwhile, since levels of coverage vary greatly between insurers.

In addition to having an adequate home insurance policy in place, one of the best ways to protect your garden is to implement a set of security measures. Not only will this act to deter thieves, but it can also help to lower the cost of your premium. For example, making sure that any fences and gates you have are fully functioning and in good repair is vital, as is fitting a high quality lock to the door of your shed. And to stop people being able to see what equipment is stored inside, it is also advisable to install a pair of curtains and/or window grills.

Furthermore, linking your garden equipment together with a strong chain and padlock will help to reduce the likelihood of having it carried off, whilst making sure you mark everything with your postcode can assist in its recovery should it be stolen.
Security lighting is another good deterrent for potential robbers. Although it may seem expensive to install, the initial cost will far outweigh the expense of having to replace the contents of a ransacked garden.

Therefore, having a suitable home insurance plan, coupled with a few simple security measures can help to ensure that you can enjoy your garden without having to worry about the unexpected.

Adam Singleton writes for a digital marketing agency. This article has been commissioned by a client of said agency. This article is not designed to promote, but should be considered professional content.

Posted in Finances, Home and Lifestyle Comments Off 22.01.2009 on 05:42.

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